Top 10 US Payment Gateways

Top 10 US Payment GatewaysA huge number of businesses have roots in the United States of America and many companies that are based there also supply their goods and services across the world, and allow their customers to pay for those goods and services online too.

It is with that in mind that I have put other the following guide that is dedicated to showcasing to you the top 10 US payment gateway suppliers and companies in the US.

You may have an established business and are currently thinking of changing your payment gateway supplier, or you may be a new business start up that is currently looking around and comparing the fees and charges and additional benefits of using a range of different payment gateways.

If that is the case then please do make use of this guide, for the top 10 payment gateways servicing US based companies listed below do all offering something unique, whether that is the ease of integration with existing websites and mobile apps, or low fees and charges.

There are of course plenty of additional aspects of a payment gateway that you may be looking for, and I have ensured that all of the core benefits and any unique aspects and features of the following payment gateways are showcased below.

Allowing you to make a well balanced and informed decision on just which one will be an ideal one for you and your company to use.

Try not to be swayed too much by those payment gateways that may be offering low introductory fees and charges, for the old saying, you get what you pay for, is very apt in the payment gateway market sector!

Payment Gateway Providers in the USA

You may initially get a little overwhelmed by the sheer number of different payment gateways that you can a pick and choose from. However, it is always important that you select one that will allow your customers to seamlessly and in real time make payments to your company.

Below you are going to find a listing of the top 10 US payment gateways that a huge and growing number of businesses use in the United States of America, and I will also be letting you know what unique services are available and on offer to you by each US payment gateway listed below too.

Please do ensure that you do compare not only the fees and charges associated with using nay of the following top 10 USA gateway providers services, but you also take a look at what additional extras you will have available to you.

There can be many additional and exclusive benefits on offer to you when you sign up to any payment gateway provider, so never be in too much of a rush to sign up to any one of them.


GoURLUS based consumers will want and often demand a large range of different payment methods from any site they use, and if you want to keep ahead of the game and also your competition then you will be best advised to offer them a way to pay for your goods or service using a crypto currency.

Businesses based in the United States of America that do offer a range of different crypto currency payment options will often see an upturn in their customer bases, and as such you should ensure that whichever payment gateway or gateways you have one offer does include one that can process those payment methods.

GoURL is one payment gateway that will allow you to seamlessly process crypto currencies and with all payments being virtually instant you will have the peace of mind in knowing your customer have paid in full for your goods and services and can then process their orders straight away.

To allow you to understand the services that BitPay does offer you the GoURL website is where you should look for an overview of their services, and that is where you can also sign up to use the GoURL payment gateway too.


CayanAny business based in the USA is only going to survive it is has a steady stream of customers, and those customers are able to seamlessly and in a hassle free way pay for the goods on services any business does have on offer.

That is why if you are a business owner you should always have a payment gateway in operation on your mobile and online channels that gives visitors to those sites or when using your apps the maximum number of ways they can pay for your goods and services.

By doing so your business will course be open 24 hours a day 7 days a week! There are however lots of different payment gateway service providers, and one of the biggest battles you are going to have to face is selecting one of them that offers you a fully rounded and cost effective way of accepting payments.

With all of that said if own and operate a business in the USA that is actively hunting around for one of the best and low cost payment gateways then you should take a good look at what the Cayan payment gateway has to offer, for they are one of the best gateway payment providers in the United States of America


KlarnaThere are always going to be risk elements when you accept debit and credit card payments online, and one of the ways that any merchant is going to be able to protect themselves from such risks or at least limit the chance of any fraudulent activity is by using a reliable and proven payment gateway supplier.

That is especially true in countries such as the USA, for the huge customer bases and potential customer bases of many online and mobile retailers and providers of a range of different services based there some of their potential customers may be fraudsters.

With that in mind if you are in the start up stage of any business or you are looking for another gateway payment service provider that has a good reputation for their safe and secure payment interfaces then one I can recommend is Klarna.

They use only the very highest of security protocols on their front and backend payment gateway and as such that will dramatically reduce the chance of you falling victim to any debit or credit card fraudsters that may be trying to rip you and your business off.


StripeStripe offers a micro payment service to anyone living in the USA, and as such if your business is one in which customers are going to need to make in app purchases or any type or kind of mobile payments then their payment gateway is going to be one you should consider.

USA Micro payments are processed in USD and are also instant, and as such you will always have a full audit trail available to you letting you know which customers have paid. But keep in mind most US micro payment gateways can and do charge some fairly excessive fees and charges.

However, if you are looking to maximize your income streams and wish to add a micro type of payment gateway onto your mobile channels then Stripe can and will allow you to do so relatively easily.

Micro payments by Stripe, are by their very nature, intended for small ticket items or low prices services, and as such it should be one of at least a couple of different payment gateways that you offer all of your US based customers and clients.

Chase Paymentech

Chase PaymentechYou shouldn’t experience any type of problems if you decide to make use of the services offered to you by Chase Paymentech, for they are a company that have always been at the forefront of safe and secure online payments and have also recently branched out into mobile payments too.

They do allow businesses based in many different countries of the world to sign up as their customers and as such if you are in the USA then it won’t take you very long to becomes one of their clines

As soon as you do then you will be able to integrate their state of the art payment gateways onto you e-commerce or business channels and by doing so you will then be able to accept a plethora of different payments from a range of different payment methods too.

Not a company to be beaten in any aspect of their operation you will be pleased to learn if you do fancy using Chase Paymentech as your preferred payment gateways that their fees and charges are very low but their standards of operation and safety and security protocols are very high too!

Amazon Pay

Amazon PayThere are going to be many additional and optional features that you can include in and offer on your payment gateway dependent on of course just which one you choose to make use of. If you are in India then one of the most popular and certainly one of the more reliable gateways is the one offered by Amazon Pay.

It boasts a very easy to use interface that will allow you to offer a range of different payment options, and with the number of them available you will ensure your customers have a range of real time payment methods on offer to them.

The Amazon Pay website is very informative and will walk you through the entire procedure for opening up a merchant account with then, and thanks also to the very easy way that their payment gateway cam be installed and set up you are not going to have to have any major technical ability to start accepting payments.

Their fees and charges are not as excessive as some other payment gateway providers either, which is something you should always ensure that you factor into the US payment gateway you choose to utilize on your site.

Paypal Payment Gateway

PayPalYou will find many people these days tend to use web and e-wallets as the preferred way that they move money around online, and it is with that in mind if you are a company based in India that you should try and accept as many web and e-wallets as you can.

You will find that some payment gateways providers in the US will have an infrastructure in place that will allow them to accept payments on your behalf from a range of different e-wallets such as PayPal, but it may also be worth your while installing a payment gateway dedicated to just that one e-wallet.

The PayPal payment gateway is used and trusted by a growing number of different businesses from a range of different service sectors and as all transaction come with a full audit trail and are instantly processes it may be one you are interested in using.

As mentioned, the PayPal payment interface is one of the easiest ones around to integrate on your website or mobile e-commerce platform and the fees and charges are fairly standard too, plus you can of course accept payments in lots of different currencies too.


BluePayBluePay is one of a small but select number of payment gateways that give all of your customers the convenience of being able to utilize a one click type of checkout feature throughout your site, and as such there payment gateway is one of the easiest ones to use from a consumers point of view.

As a company based in the Unites State of American you will need ensure that your customers can have a completely seamless type of shopping experience and pay for the goods they are about to purchase, or when paying for services online and that is something you will be offering your customers when using BluePay.

The BluePay payment gateway is also one that is very easy it install and configure so you are going to find a range of different settings that you can make use of depending on what it is your are selling to your customers or the type of service you are offering your customers too.

Any serious US based business owner wanting to maximum their revenue streams should always use a reliable payment gateway, and if you are looking for more information on the payment gateway offered by BluePay, you will find out what they offer on the BluePay website, so do take a look.

Wells Fargo

Wells FargoUS banks are possibly another avenue you should consider checking, if you are a business based anywhere in the USA and you want to use a payment gateway but one that is ideally linked up to you local bank branch.

Wells Fargo is one such bank that I am aware of do offer a range of tailored payment gateway services to their business customers, and as you would expect there are some very high security protocols in place on the payment gateway interfaces that Wells Fargo does supply.

One of the benefits for US business owners of having a payment gateway that is linked directly up to their bank accounts is that there are often no long and drawn out delays in you being able to access all of the funds processed, but the fees and charges will vary.

You will therefore be best advised to not only checkout the payment gateway services offer by Wells Fargo but also compare the services in addition to the fees and charges associated with you signing up to any of the additional providers I have listed throughout this guide, for I am more than confident several of them will fit your business and financial processing needs perfectly.


GoCoinIf you are running one of the more forward looking businesses and you are very eager to give your customers the option of not only paying for your good and services using a debit or credit card also by paying by Bitcoin then GoCoin offers a crypto currency type of payment gateway.

You will be best advised to take a good look over their website for that way you will be able to see for yourself just what services they do have to offer you.

Frequently Asked Questions

I want you to have access to as much information as is possible, if you are seeking a US based payment gateway or one that offers their service sot US based businesses. As such below you are going to find the answers to some of the most frequently asked questions relating to US payment gateways.

1. Why are there so many different payment gateways?

2. Can I use a payment gateway on my company’s mobile app?

3. Will I need a lot of technical knowhow to install a payment gateway?

4. What currencies can I accept?

5. Do I get paid my income quickly?

6. Is my business suitable for a payment gateway?