Products & Services
- Debit and credit card processing
- Online payment gateway
- Multi-currency support
- Online invoicing
- Prepaid card issuing
- Digital wallet service (Skrill)
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The way in which banking institutions have tightened up the vetting procedures of their potential customers is such, that there is now sadly a growing number of people, who, due to their low or nonexistent credit ratings, are unable to open a bank account.
That has led to an increase in regards to the number of companies that now offer a range of different prepaid debit cards. The main advantage of a prepaid debit card is that users of them are never going to be in a position where they can spend more money than has been loaded onto those cards.
Whilst sometimes the fees and charges associated with using any type or form of prepaid debit card can be quite high such as when topping them up, they do allow anyone irrespective of their own personal financial circumstances to purchase things or pay for things online even though they do not have a more standard type of bank issued credit or debit card.
Netspend are one of the leading companies that do supply a huge number of such cards, and below you will find an overview and review of that company and the service that they do offer their customers too.
Overview of Netspend
The products that Netspend are best known for are their range of prepaid debit cards that allow anyone wishing to make purchases in any environment to be able to do so by using those prepaid cards.
The main types of clients that they attract are these that may find it difficult to open a bank account for various different reasons and they have served over 68 million customers worldwide since the day they launched.
They offer two different types of prepaid cards, those being Visa and MasterCard prepaid debit cards, and they also offer a range of branded prepaid debit cards too, to a number of companies.
Whilst it has always been the case that anyone who does wish to make use of an easily accessible prepaid debit card will have to pay some fees and charges to top up such cards and often when they use them also
However, Netspend have always been known as a company that does tend to keep their charges as low as possible and gives as many people as is possible access to their products and services too.
Core Features of Netspend
- Overview of Netspend
- Core Features of Netspend
- Using Netspend
- Frequently Asked Questions
- Can I keep track of my payments?
- Can I pay for goods in any currency?
- How do I top up my account?
- Will I have any payment limits?
- Am I free to use Netspend whenever I need to use them?
- Are any other companies offering prepaid cards?
- Can I have more than one account with Netspend?
- Is Netspend complicated to use?
If you are thinking of signing up for a Netspend prepaid debit card or you are thinking of using their company as the supplier of your own branded prepaid debit cards, then the following section of this guide will enlighten you on what they have to offer you, so please do read on.
Global Reach – If you do sign up to and start to use a Netspend prepaid debit card then you are going to be able to use that card anywhere either the Visa or MasterCard log is displayed, and that includes brick and mortar retail outlets, ATM’s and also both online and mobile ecommerce sites too.
Payment Options – To be able to use your Netspend prepaid debit card you will of course need to load funds onto that card, and you will be pleased to learn that there are now a very large number do different ways that you are going to be able to do just that, why are all listed on the Netspend website.
Languages Offered – You will be able to pick from a range of different language options when you wish to log into your online or mobile account linked up to your Netspend card and you will also find their support team does also offer support in a number of different languages also.
Currency Settings – You will be able to make purchases using your Netspend card in any currency you require, however you will be best advised to check out their currency exchange rate fees and charges if you do wish to us your card to buy or pay for services in a different currency to the one in use on your Netspend card and account.
Mobile Compatibility – You will have the added advantage of being able to access your card details and also access the topping up payment services via a mobile device, so no matter where you are you are always going to have access to the additional service offered by Netspend via your mobile device.
Online Platforms – When you buy a Netspend card you are then going to be able to visit their website and active it and you can also then access the payment details and audit features available on that card directly from their website which is access 24 hours a day 7 days each week.
Integration – As Netspend do not offer a payment gateway then you are not going to be able to use their company as a way of getting your payments processed online, however if you do want one of their prepaid debit cards you are always going to be able to do so at any time of your own choosing.
Security Features – There are several very advanced security features in place on all Netspend debit cards, plus for maximum safety and security they do offer plenty of guides on their website to ensure you card will hopefully never be comprised.
Audit Facilities – You are going to be able to log into your Netspend account at any time of the night or day and by doing so you are then going to be able to see the balance on your card and you will also be able to see a full audit trail for all purchases or ATM withdrawals you have made with your card.
Customer Support – It is important to have access to an around the clock support service if you are using any type of payment card and if you do need help or advise or need to contact Netspend for any security related reason you can do so at any time of the day or night.
It is of course going to be your decision and your decision alone in regards to whether you do sign up and use Netspend, however please do spend a few minutes watching the following video presentation to see how they services works and operates too.
You are also going to find the Netspend website is jam packed full of additional information in regards to every aspect of their operation, and you will also be able to sign up to use any of their services when you are on their website too.
Frequently Asked Questions
Let me now finally move onto giving you the answers to a range of different questions that you may have about any of the prepaid debit cards that Netspend have on offer. Plus, for additional information you can of course visit their website too.
Can I keep track of my payments?
What you will need to do is to log into your mobile account and by doing so you will then be able to see which payments have been processed with your card and any pending payments too along with the dates and times that you made each of those payments or top ups too.
Can I pay for goods in any currency?
You will of course also have the ability of buying goods or paying for service online or via a mobile app and as such you will lway be able to pay for anything using a Netspend card no matter where you are or in which environment you wish to use it too.
How do I top up my account?
But keep in mind that Netspend do charge different fees and charges dependent on just which method you choose to utilize to top up your account, and as such to keep those fees and charges as low as is possible try and select one with the lowest associated fees!
Will I have any payment limits?
Netspend do however offer a very streamlined service in regards to verifying all of their customer’s accounts, and once your account has been fully verified you will then not have any limits imposed on your account and as such will be able to use it without any type of restrictions in place on your account with them.
Am I free to use Netspend whenever I need to use them?
Some other companies in this business sector will require you to perform a certain volume of trades or you may end up being charged more in fees and charges but that is not the case when you do set about using Netspend.
Are any other companies offering prepaid cards?
Neteller do offer a prepaid card that you can apply for, and when you sign up to their e-wallet all of the funds that you have in your Neteller e-wallet can be accessed when you use their unique and fully branded prepaid card.
Can I have more than one account with Netspend?
As such you can have many different debit cards that are branded by different companies that are actually using the Netspend service, and some o them have just have lower fees and charges than other suppliers.
Is Netspend complicated to use?
There are of course plenty of additional resources online that are going to give you a good insight into how Netspend works and operates so you will soon get the hang of the way it does work if you hunt around.